Rent vs Buy Calculator

Finance Calculators

Compare the long-term cost of renting vs. buying a home.

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About This Tool

Make the big decision easier. Compare monthly rent against mortgage payments and see which option saves you more over time.

Frequently Asked Questions

This basic tool compares cash flow. Buying usually builds equity, which is an additional benefit over renting.

Not necessarily. If the cost of a mortgage EMI is significantly higher than rent, investing the difference can sometimes be more profitable.

It is the home price divided by annual rent. A ratio over 20 often favors renting.

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